Free Checking Accounts Offered by Southern Illinois Bank

Southern Illinois BankFounded in 1999, Southern Illinois Bank is a local bank offering various financial services including loans, checking, savings and credit card for both business and personal customers in Southern Illinois.

There are three types of checking products designed: BUSINESS CHECKING, NOW CHECKING and FREE CHECKING with free telephone and online banking.


  • Initial deposit is only $100
  • No monthly maintenance fees
  • No requirement of minimum balance
  • The account is not Interest bearing
  • Privelige of check writing Unlimited

Features of NOW CHECKING

  • The account is an Interest bearing account
  • Initial deposit is $100
  • Service charge is $10/statement cycle
  • Unlimited Check writing


  • Tel: 800-264-4274
  • Website:

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