Do You Know ChexSystems?
If you already have a bad history of credit and just been denied while you applying a new bank account, you are suggested strongly to have a check of your ChexSystems report. It may explain why you have been denied clearly.
One of the important things you have to know is that the ChexSystems is such an authoritative credit reporting agency. They are the authoritative agency which strictly abide by the FCRA and all other credit laws of federal and state. You’d better be very aware of your own rights while dealing with them. And there is also so many misinformation about ChexSystems, so does the credit report of your consumer and your own.
There is such a great misconceptions about the ChexSystems is that if you are listed in the database, it can cause the credit score of your consumer to drop too. That’s wrong at all. So I provide you some truth about the ChexSystems in my posts here.
Someone asked how to keep the ChexSystems from affecting the credit score. Perhaps it is an important problem for you. Once you have pass the bad credit check, please clear all the matter as soon as possible. It includes paying all associated costs. And putting things will cause your infraction to be reported later and your credit score may take a hit soon.
How Can I Contact ChexSystems
You can use the web site to contact the ChexSystems as well as phone.
Here is the full contact information including address and telephone etc.
Mail: Chex Systems, Inc.
Attn: Consumer Relations 7805 Hudson Road, Suite 100, Woodbury, MN 55125
Note that when you are calling the ChexSystems phone, you ‘d better to get all the call recorded as well as they can be able to identify the phone number which your calling from. At the same time please remember that your privacy should be well kept.