Bay Credit Union’s Checking Accounts – Panama City, FL

Bay Credit UnionAs far as services and fees are concerned, Regular Checking Accounts are sure to be the most favorable checking account for you.

Golden Opportunity Accounts are for members at 55 or over. To open such an account, both savings and checking are required. With this account, a box of checks will be offered FREE every year. Except that, you have FREE availability to a ATM/Debit Card, Money Orders, and Travelers Checks. What’s more, high rates on Certificates of Deposit are available, plus 1/4 rebate on Safe Deposit Boxes. Contact a Member Services Representative at 850-785-6103 if you want to know more!

For a Money Market Savings Account, an opening deposit of $2,000 is required. Apart from 3 monthly withdrawals, this account will also provide you with a much more competitive interest rate than the regular savings account. The interest rate is likely to change on the basis of local and national markets. The dividends are calculated on everyday balances and will be deposited to your account every month. Low dividends apply if the required balance of $2,000 is not maintained.


Founded in August of 1952, Bay Credit Union has now around $60 million in assets and over 9,000 members.



601 Highway 231
Panama City, FL 32405
Telephone: 850-785-6103

103 South Tyndall Parkway
Panama City, FL 32404
Telephone: 850-872-3630

7713 Front Beach Rd.
Panama City Beach, FL 32408
Telephone: 850-872-3629

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