Free Share Draft Accounts of Electrical FCU – Arvada, CO

Electrical Federal Credit UnionFree checking of EFCU has no minimum balance requirement or monthly service fees. Also, carbon copies to record every check you have written are provided. If you open a Checking account, except a free Mastercard debit card, you can also apply for other services like Overdraft Protection and Courtesy Pay.

Online Bill Pay is available for all members of EFCU without any fees.
A Mastercard debit card, working just like a credit card but getting to your checking account like a check, provides great convenience, for example, reducing the number of checks you write at the same time. A credit line at 15.5% APR is accessible so there’s no need to worry about overdraft.


Electrical Federal Credit Union, chartered in 1953, has over 4,500 members and assets of more than $27 million.

  • Website:
  • Tel: 800-528-2273, 812-647-9794
  • E-mail:
  • Location: 5080 West 60th Avenue, Arvada, CO 80003

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