Free Directory of Second Chance Credit Unions and Banks

March 24, 2012

Here is a free but useful resource for those who have failed to apply for a new checking account because of being listed in ChexSystems. These banks and credit unions mentioned can offer second chance checking, fresh start checking or new opportunity checking to you. The list will be updated regularly to keep fresh and useful. So just have a try!

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Directory of 2nd Chance Credit Unions and Banks

You can just click the link of your state as below. When the new page loads, there is a complete list of all the banks in your area which can offer the checking accounts you need.

Alabama Alaska Arizona
Arkansas California Colorado
Connecticut Delaware Florida
Georgia Hawaii Idaho
Illinois Indiana Iowa
Kansas Kentucky Louisiana
Maine Maryland Massachusetts
Michigan Minnesota Mississippi
Missouri Montana Nebraska
Nevada New Hampshire New Jersey
New Mexico New York North Carolina
North Dakota Ohio Oklahoma
Oregon Pennsylvania Rhode Island
South Carolina South Dakota Tennessee
Texas Utah Vermont
Virginia Washington West Virginia
Wisconsin Wyoming Puerto Rico
District of Columbia

Related Listings:

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Second Chance Checking of Resources FCU – Richmond, VA

July 28, 2014

Resources Federal Credit UnionResources FCU’s Fresh Start Checking comes as a 2nd chance banking option with many benefits including Free VISA Debit Card, Free online banking, Free e-statements, Free check images and Unlimited check writing privileges. Read the rest of this entry »


2nd Chance Banking of Portalliance Federal Credit Union – Norfolk, VA

July 27, 2014

Portalliance Federal Credit UnionPortalliance Federal Credit Union’s Smart Choice Checking Accounts come right for the members who have had some trouble managing the previous checking account. Thesecond chance checking account will accommodate the members who are unable to qualify for the traditional checking account because of a history of NSFs or other Chexsystems record. Read the rest of this entry »


Second Chance Banking of Member One FCU – Christiansburg, VA

July 26, 2014

Member One Federal Credit UnionMember One FCU’s SMART CHOICE CHECKING ACCOUNT is right for the members who have been denied a new checking account at other credit unions or banks because of poor Chexsystems record in the past. Read the rest of this entry »