There are some good 2nd chance banking services such as fresh start checking and new opportunity checking which may help those customers with past banking problems to rebuild their history of banking and credit. And here is a review of those good banks and credit unions in Washington.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in WA
Andrews Federal Credit Union has offices in Washington, DC. And its 2nd chance checking is well designed without minimum opening deposit requirement or monthly service fee.
MountainCrest Credit Union: Arlington, Everett, WA
Wells Fargo Bank
Salal Credit Union: Seattle, Bellevue, Tukwila, WA
Other Good Banks and Credit Unions in WA
Sterling Savings Bank: www.sterlingsavingsbank.com
Banks Details: Sterling Savings Bank is reported to use Equifax instead of ChexSystems while verifying new accounts’ applicants.
First Mutual: www.firstmutual.com/locations.htm
First Mutual was reported to evaluate Telecheck in addition to ChexSystems for new accounts verification.
Harborstone Credit Union : www.harborstone.com
Banks Details: Some branches of this credit union are reported to use TeleCheck not ChexSystems verifying new accounts.
Cheney Federal Credit Union: www.cheneyfcu.com
Banks Details: Founded in 1951, the credit union has more than 4,600 members and $73 million in assets.
Washington State Employees Credit Union: www.wastatecu.org
The Credit Union is reported to accommodate customers without considering their ChexSystems record, if all of the debts owed have been paid.
Washington Credit Union: www.washingtoncu.com
Washington Credit Union is reported to not use ChexSystems.
Horizon Credit Union: www.hzcu.org
First Tech Credit Union: www.1sttech.com
Pacific NorthWest Credit Union: www.pacificnwcu.com
Peninsula FCU: www.pcfcu.org
Qualstar Credit Union: www.qualstarcu.com
Cowlitz Credit Union: www.cowlitzcu.com
Timberland Bank: www.timberlandbank.com
HomeStreet Bank: www.homestreet.com
Columbia Credit Union: www.columbiacu.org
Urban Trust Bank: www.urbantrustbank.com
Armed Forces Bank: www.afbank.com