Here is a simple review of good banks and credit unions offering 2nd chance banking in Virginia. So, if you are unable to open new checking accounts at any other banks, here is the best solution for you.
Healthcare Systems Federal Credit Union: www.hsfcu1.org
Banks Details: The credit union offers a kind of 2nd Chance Checking accounts designed for those customers who have problems of banking. The special account can give you fresh chance at personal financial health. The monthly service fee is only $10.
Partners 1st Federal Credit Union has branches in Gordonsville, Winchester, Luray, Stanley, Orange, Shenandoah, Herndon, VA and provides its members who have history of poor credit with fresh start checking to open a new checking accounts.
Western Federal Credit Union also has offices in Fairfax, Chantilly, and McLean, VA. So you are suggested to visit one of its branches to apply for the Right Start Checking.
Appalachian Community Federal Credit Union: Norton, VA
Central Virginia Federal Credit Union: Lynchburg, Forest, Madison Heights, VA
Member One FCU: Christiansburg, Hardy, Lynchburg, Radford, Roanoke, Rocky Mount, Salem, Vinton, VA
Portalliance Federal Credit Union: Norfolk, Chesapeake, Yorktown, VA
Resources FCU – Richmond, Lynchburg, Virginia
Other Banks and Credit Unions in Virginia
First Citizen’s Bank: www.firstcitizens.com
Banks Details: It is reported that the bank may overlook your ChexSystems report and accommodate you with new account, if you have paid all of the issues.
Lee Bank: lbtc.com
Banks Details: If you want to apply for the free checking accounts at this bank, you’ll be required to make an initial deposit of $100.00 at first. Then you can enjoy the free checking without limitation on the number of checks and monthly service fee.
Freedom First Credit Union: www.freedomfirstcu.com
Banks Details: Opened in 1956, the Credit Union only serves its members. And one of its featured products is freedom checking.
Atlantec Financial Federal Credit Union: www.affcu.com
Banks Details: The Credit Union is reported to not use services from ChexSystems.
Call Federal Credit Union: www.callfcu.org
Peoples Advantage Credit Union: www.peoplesadvfcu.org
Member One Federal Credit Union: www.memberonefcu.com
Navy Federal Credit Union: www.navyfcu.org
Peoples Advantage Credit Union: peoplesadvfcu.org
Beacon Credit Union: mybcu.org
Access National Bank: www.accessnationalbank.com
Armed Forces Bank: www.afbank.com
M&T Bank: www.mtb.com
SouthTrust Bank: www.southtrust.com
Bank Of Botetourte: bankofbotetourtonline.com
Bank Of Floyd: bankoffloyd.com
Bank With United: bankwithunited.com
Benchmark Community Bank: www.bcbonline.com
C&F Bank: www.cffc.com
WoodForest Bank: woodforest.com
Pioneer Bank: pioneerbks.com
Acacia Federal Savings: www.acaciafederal.com
Blue Grass Valley Bank: bluegrassvalleybank.com
Suntrust Bank: www.suntrust.com
Chesapeake Bank: chesbank.com
Virginia Universtity Credit Union: www.uvacreditunion.org
University Of Virginia Credit Union: uvacreditunion.org