Here are some good banks and credit unions offering 2nd chance banking in Texas. If you have some remarks on the Chexsystems, those fresh start checking or opportunity checking will help you rebuild personal finance.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in TX
Bank of Texas : www.bankoftexas.com
Banks Details: Bank of Texas is part of BOK Financial and offers opportunity checking to customers being reported to Chexsystems to start over. And there is an initial deposit of at least $50 required. You’ll be charged $14.95 for monthly service fee. Learn more about:
Peoples Bank offers second chance checking with three branch offices in Paris, Texas. And the special Checking is also a Five Star Checking service. So, if you have been turned down for a new checking account because of being listed in TeleCheck or ChexSystems, it is specially designed for you. It will be a good opportunity to re-establish your banking and credit record.
Armed Forces Bank: www.afbank.com
Banks Details: The Bank is reported to serve civilian and military customers even with negative ChexSystems records.
Compass Bank: www.bbvacompass.com
Banks Details: The bank’s 2nd chance checking is designed for customers who have been reported to Chexsystems and been in a difficult time.
Lone Star Credit Union‘s Bluebonnet Checking is a type of 2nd chance checking. LSCU has branch offices in Greenville, Terrell, Dallas TX.
Smart Financial Credit Union‘s Smart Chance Checking will help its members with past banking problems. SFCU’s membership is open to anyone who lives in the counties of Brazoria, Montgomery, Chambers, Harris, Jefferson, Galveston, Orange or Fort Bend, TX.
Texas Bay Area Credit Union has several offices in Fuqua, North Shore and Pasadena, TX. TBACU has Fresh Start Checking accounts well designed for those who need a fresh start.
Austin Telco Federal Credit Union: Austin, Bastrop, Buda, Cedar Park, Georgetown, Round Rock, Lakeway, Leander, Lockhart, San Marcos, Taylor, Round Rock, TX
Aafes Federal Credit Union: Dallas, TX
Las Colinas Federal Credit Union: Irving, Addison, Dallas, TX
Neighborhood Credit Union: Arlington, Coppell, Duncanville, Mesquite, Dallas, Grand Prairie, Lancaster, Dallas, Richardson, Waxahachie, Texas
Southside Bank: Arlington, Athens, Austin, Bullard, Chandler, Forney, Fort Worth, Gresham, Gun Barrel City, Hawkins, Jacksonville, Lindale, Longview, Longview, Longview, Palestine, Seven Points, Tyler, TX
Tarrant County Credit Union: Fort Worth, Arlington, Bedford, Lake Worth, Mansfield, Texas
Unity One Credit Union‘s Clean Start Checking comes with an opening deposit of only $50 and monthly fee of $10. There is also a chance for you to upgrade the account into a regular checking account if you can maintain the account successfully for more than a year. The credit union has branch offices in North Richland Hills and Fort Worth, Texas.
Land Markbank: Denison, Pottsboro, Denison, Sherman, Whitesboro, Collinsville, Gainesville, Lindsay, Gunter, Van Alstyne, Trail Prosper, TX
Abilene Telco Federal Credit Union: Abilene, TX
A A Federal Credit Union: Fort Worth, TX
Arlington Federal Credit Union: Arlington, Mansfield, TX
Associated Credit Union of Texas Credit Union: Alvin, Deer Park, Houston, Katy, La Marque, League City, Pasadena, Pasadena, Pearland, Santa Fe, Texas City, TX
Baptist Credit Union: San Antonio, TX
Chocolate Bayou Community Federal Credit Union: Alvin, Pearland, TX
Cy-Fair Federal Credit Union: Houston, Cypress, TX
First Service Credit Union: Houston, Cypress, Bellaire, The Woodlands, TX
Houston Metropolitan Federal Credit Union: Houston, TX
Kelly Community Federal Credit Union: Tyler, TX
Lone Star Credit Union: Dallas, Greenville, Terrell, TX
Members Choice of Central Texas Federal Credit Union: Waco, Marlin, Texas
Members Source Credit Union: Houston, TX
Members Trust of the Southwest Federal Credit Union: Houston, Stephenville, Texas
Memorial Credit Union: Houston, TX
Nascoga Federal Credit Union: Gainesville, Whitesboro, TX
North East Texas Credit Union: Diana, Hughes Springs, Mt Pleasant, Daingerfield, Lone Star, Texas
Postel Family Credit Union: Wichita Falls, TX
Prestige Credit Union: Dallas, TX
Red River Federal Credit Union: Hooks, New Boston, Texarkana, Atlanta, Clarksville, TX
Rio Bank: McAllen, Mission, San Juan, Brownsville, Weslaco, Harlingen, Texas
Select Employees FCU – San Antonio, TX
Smart Financial Credit Union: Houston, Sugar Land, Conroe, Spring, TX
Texas People Federal Credit Union: Fort Worth, TX
United Heritage Credit Union: Austin, Cedar Park, Georgetown, Kyle, Round Rock, Tyler, Texas
United San Antonio Community FCU: San Antonio, Boerne, TX
Other Banks and Credit Unions in TX
Bank Of Houston: www.bankhouston.com
Banks and Accounts Details: The bank is reported to not use ChexSystems while verifying new accounts. But if you are also reported to TeleCheck, please avoid applying for the accounts at this bank.
1 First Convenience Bank: www.1stcb.com
Banks and Accounts Details: Some branches of this bank are reported to not use ChexSystems.
Bank United: www.bankunited.com
Banks and Accounts Details: Some branches of the bank may accommodate customers even with negative ChexSystems records. And if all of the issues have been paid, you are eligible for new accounts at this bank.