There are some special checking options designed for customers with past banking problems. So, here are some good credit unions and banks that may offer 2nd chance checking or fresh start checking in Wisconsin. And some of them are reported to not use Chexsystems. So, if there is something wrong, please make a comment here. Thanks.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in WI
Dane County Credit Union : The Credit Union offers second chance banking services including Fresh Start Savings and fresh start checking.
Features of Fresh Start Savings:
- Only $5 initial deposit
- Requirement of $5 minimum balance
- Monthly service charge is $5.95
Features of Fresh Start Checking:
- Initial deposit is only $25
- Three kinds of different monthly service fee are designed.
There is also opportunity for you to convert the Fresh Start Checking to a regular checking account after a year. Learn more at here:
Educators Credit Union‘s Fresh Start Checking program is right designed for those members with checking problems before. ECU has several branch offices in the counties of Kenosha, Waukesha, Milwaukee, Racine and Walworth, WI.
First National Bank and Trust has branch offices in Janesville, Beloit, Monroe, Clinton, Argyle, Darien, WI. The bank’s opportunity checking is an interest-earning checking account which also brings you a chance to rebuild your personal checking relationship.
Tomahawk Community Bank offers Fresh Start Checking to its customers who may have experienced checking challenges in the past. The bank has offices in Tomahawk, WI.
Great Lakes Credit Union‘s fresh start checking is right for those members with some Chexsystems records in the past to gain another chance.
Wells Fargo Bank has branches in Green Bay, Eau Claire, Milwaukee, Racine, Middleton, Dodgeville, Onalaska, Manitowoc, Edgar, Gillett,Baraboo, Hudson, Stoughton, Waupun, Two Rivers, Milwaukee, WI . So, you can apply for its second chance checking in WI.
Brewery Credit Union: Milwaukee, WI
Schneider Community Credit Union: Green Bay, WI
Other Good Credit Unions and Banks in WI
West Bend Savings Bank: www.wbsavings.com
Banks Details: The bank is reported to accommodate customers with negative ChexSystems records. But if you want to apply for new accounts at this bank, you are suggested to be sure that all debts you owed have been paid.
First Namtional Bank of Stoughton: www.fnbstoughton.com
Banks Details: You can apply for a savings-only account at this bank. And it will be approved without considering your ChexSystems reports.
Denmark State Bank: www.denmarkstate.com
Banks Details: The bank offers full-line financial services in several counties including Outagamie, Manitowoc, Kewaunee and Brown.
Community Bank and Trust: communitybankandtrust.com
Banks Details: Opened in 1989, it is a local bank with assets of over $600 million and 11 branches today.