Second Chance Banks and Credit Unions in Kansas – Banking Details

Central Star Credit UnionHere is a list of the banks and credit unions providing second chance banking service in the state of Kansas. If you have some remarks on The Chexsystems, those fresh start checking or opportunity checking will help you.

List of Banks and Credit Unions Offering Second Chance Checking Accounts in Kansas

You can reach National Bank Of Kansas City at the website of If you are one of those who had some bounced checks or negative balances in the past, you may also have been in a difficult time. So you are suggested to consider this bank’s Fresh Start Checking Account(second chance banking service). Learn more about it at:

Central National Bank::
Central National Bank offers a special kind of account called New Opportunity Checking which is designed for customers with banking challenges in the past. It is a good checking account which can provide a second chance for you to regain your financial strength. It is a 2nd chance bank!    Site:

Central Star Credit UnionWichita, Haysville, Kansas

Metcalf BankOverland Park, Overland Park, Kansas City, KS

United Consumers Credit UnionOlathe, KS

Partners 1st Federal Credit UnionSalina, KS

RCB Bank: Arkansas City, KS

Other Good Banks and Credit Unions in Kansas

First State Bank:
Banks and Accounts Details: Headquartered in Tonganoxie, the bank serves in several counties including Kansas City, Perry, Lawrence, Basehor and Tonganoxie. At the same time, it is reported that the bank will not use ChexSystems for new account verification.

Metcalf Bank:
Banks and Accounts Details: Metcalf Bank is reported to not use ChexSystems. But if you have been reported to TeleCheck, please avoid applying for new accounts at this bank. There are several branches in KS. And here is a list:

  • Kansas City
  • Olathe
  • Lee’s Summit
  • Oak Grove
  • Independence
  • Blue Springs
  • Buckner
  • Overland Park
  • Edgerton
  • Gardner

Armed Forces Bank:
Bank Details: It is reported that the bank can even accommodate customers with negative ChexSystems records. At the same time, the bank can serve both civilian and military customers.

KC Fairfax Federal Credit Union:
Banks and Accounts Details: Opened in 1947, the bank has members of more than 2400 and assets of over $10 million.

State Bank Of Delphos:
Banks and Accounts Details: As a community bank, the bank is locally owned and has three branches in KS: Cloud, Ottawa and Delphos.

Valley State Bank:
BankWest Of Kansas:
Citizens State Bank:
Community Bank and Trust:
First State Bank:
Credit Union of America:
Central Kansas Credit Union :
Hutchinson Credit Union:

2 Responses to Second Chance Banks and Credit Unions in Kansas – Banking Details

  1. Deborah and Steven Chaffee says:

    We are in need of a Second Chance Bank Accounnt. Please assist us with finding a bank with these requirements. ~ thanks Deborah Chaffee

    P.S. I need several direct deposits requirements.

  2. Marshall Williams says:

    I am in need of a institution that can help me with second chance banking in Kansas City Missouri
    Primarily Direct deposit debit card

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