Second Chance Banks and Credit Unions in Minnesota

Mt. Airy Baptist Church Federal Credit UnionThere are several credit unions and banks mentioned which can offer second chance checking accounts in MN. That means those financial institutions may not use ChexSystems or any other credit reporting systems while opening new accounts. As you know, you can apply for the special checking accounts online, so I also attached the websites of those banks for you here.

List of 2nd Chance Credit Unions and Banks in Minnesota

These banks and credit unions can offer second chance banking in Minnesota that do not use any ChexSystems services(Latest Listings here). But I can not guarantee that you can apply successful. So I provide more banks and credit unions as possible.

Minnesota Valley Federal Credit Union: Blue Earth,  LeSueur, Nicollet, MN.

Republic Bank:Minneapolis, Esko, Hibbing, Duluth, MN.

Valley Federal Credit Union

PEOPLES Community Credit Union

General Mills Federal Credit Union

List of Credit Unions and Banks in Minnesota

TCF Bank( Using Early Warning Services)

IDS SKYWAY Branch Address: 80 S. 8th Street, Minneapolis, MN 55402

Marquette Bank

Address: 60 South Sixth Street Suite 3800, Minneapolis, MN 55402
Phone: 612-661-3880

Alerus Financial

Maplewood Branch Address: 2520 White Bear Ave. N, Maplewood, MN 55109
Phone: 651-288-2300

Altra Federal Credit Union

Address: 205 N Chestnut St, La Crescent, MN 55947
Phone: 507-895-3700, 800-755-0055

BNC National Bank

Address: 12701 Whitewater Drive Suite 340, Minnetonka, MN 55343
Phone: 952-259-9750

First Minnentonka City Bank

Address: 11500 Highway 7, Minnetonka, MN 55305
Phone: 952-935-5995

First Security Bank

Address: 316 Byron Avenue North, Byron, MN 55920
Phone: 507-775-2316

SPIRE Federal Credit Union

Address: SPIRE, P.O. Box 130670, Roseville, MN 55113
Phone: 651-215-3500

One Response to Second Chance Banks and Credit Unions in Minnesota

  1. Jamie says:

    Bank of America in Minneapolis allows regular checking accounts to those in chexsystems and with bad credit

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