Here are two good lists of second chance banks and credit unions do not use chexsystems or offer 2nd chance banking in Colorado. Scroll down and read more details.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in CO
BBVA Compass Bank: www.bbvacompass.com
Banks Details: You can apply for 2nd chance checking account of this bank but you should make sure that you are not listed in the database of Early Warning Services.
Liberty Savings Bank‘s Clean Slate Checking is a smart option for those who have been reported to Chexsystems and want to rebuild a positive history of credit and responsible money management. LSB has branches in Denver, Granby and Superior, CO.
If you have Chexsystems record, you are suggested to try to apply for Key Bank‘s Plus Check Cashing account. The special account may help.
Colorado State Bank and Trust offers fresh start checking to help those customers who have difficulty in opening a checking account at any other banks because of previous account issues.
If you have failed to apply the regular checking at any other financial institutions, you are suggested to try Metrum Community Credit Union‘s Second Chance Checking Account. MCCU has offices in Commerce City and Centennial, CO.
Western Federal Credit Union‘s Right Start Checking comes with opening deposit of $25 and monthly fee of $15. It is a good checking solution for the members who want to rebuild a positive history of checking account. WFCU has offices in Aurora, CO.
Arapahoe Credit Union has branch offices in Englewood and Centennial, CO. And ACU’s credit building loan will help you get a new positive history of credit.
Nuvista Federal Credit Union: Montrose, Gunnison, Colorado
Sooper Credit Union: Denver, Arvada, Aurora, Colorado Springs, Grand Junction, CO
Other Good Banks and Credit Unions in Colorado
Native American Bank: nabna.com
Banks Details: The bank, serving in Both MT and CO, has assets of more than $82 million now.
TCF Bank: www.tcfexpress.com
Banks Details: Note that: the bank will use Early Warning Services.
Colorado Bank and Trust: www.csbt.com
As a part of BOKF, the bank is opened in 1908 and serves Coloradoans.
Equitable Savings and Loan: www.equitable-savings.com
Banks Details: Several branches of this bank in Burlington, Sterling, Fort Morgan and Fort Collins are reported to not use service from ChexSystems. And if you plan to apply for a new bank account, you’ll be required to make a deposit of $50 at first.
Adams Bank & Trust: www.abtbank.com
Banks Details: Founded in 1916, this bank has 5 branches which can provide full service financial in two states of Colorado and Nebraska.
Armed Forces Bank: www.afbank.com
Banks Details: If there are some negative items in the ChexSystems report, you can still get an account of this bank.
The Bank of Denver: www.thebankofdenver.com
Banks Details: All of the three branches of this bank Do not use ChexSystems.
Valley Bank and Trust: valleybankandtrust.com
Banks Details: The bank has 9 branches and can offer new accounts if there are few negative items in your ChexSystems report.
Academy Bank: www.academybankco.com
Banks Details: The bank has 36 branches in CO and serves 17 states of USA including AL, AZ, CO, CA, FL, GA, IL, KS, KY, MO, NV, NJ, ND, TX, WA and VA.
Credit Union of Denver: www.cudenver.com
Banks Details: The Credit Union does not use ChexSystems while verifying new accounts. And it can also offer a kind of Savings account to you if your record of Colorado Cheque Connection is not negative.
Elevations Credit Union: www.elevationscu.com
Banks Details: Founded in 1952, the credit union has more than $100 in assets and serves about 96,000 members now.
Partner Colorado Credit Union: www.partnercoloradocu.org
Banks Details: The credit union has a big assets of more than $220 million and members of 23,000.