Second Chance Banks in Connecticut – Banks Details

Looking for second chance banks and credit unions in CT? Here’s some detailed information about such banks and credit unions in the state of CT for you. So, if you have been reported to Chexsystems or have past banking problems, it is the right place for you.

List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in CT

Liberty Bank‘s website is and bank can provide banking service in three regions including New London, New Haven and Hartford.

Webster Bank‘s opportunity checking is designed with monthly fee of 16.95 , no per check fee and opening deposit of 50. The bank has branches in New Britain, New Haven, Bristol, Waterbury, Providence, Hartford, Danbury, CT.

Key Bank has offices in Visalia, CA .

Hartford Federal Credit Union‘s 2nd chance checking account comes with no minimum balance,  Overdraft Protection and low monthly fee of $5. HFCU has offices in West Simsbury, Hartford and South Windsor, CT.

First New England Federal Credit Union‘s fresh start checking is designed with Free Debit Card, Unlimited Check Writing and Monthly Service Fee of $15. FNEFCU has offices in Hartford,  East Hartford, Windsor Locks,  Cromwell, Vernon,  Newington and Meriden, CT.

Nutmeg State Federal Credit UnionRocky Hill,  Cromwell,  Manchester, Newington,  New Britain,  East Windsor,  Hartford, Glastonbury,  Bristol, CT

Tobacco Valley Teachers Federal Credit UnionEnfield, CT

Union Savings Bank’s website is and the bank has 29 branches in CT with an asset of more than $2.5 billion. USB is reported to offer a type of 2nd chance checking option called new opportunity checking. But I can’t find any more details on its website now.

Other Good Credit Unions in Connecticut

National Iron Bank:

Banks and Accounts Details: Do not use Chexsystem.

Patriot National Bank:

Banks and Accounts Details: Opened in 1994, the bank has 12 branches in CT and 3 branches in NY. Here is the list:
CT: Darien, Stamford, Westport, Wilton, Trumbull, Southport, Norwalk, Milford, Greenwich, Fairfield
NY: Scarsdale, Manhattan, Bedford

Jewett City Savings Bank:

Banks and Accounts Details: It is a community bank and serves some communities in eastern Connecticut.

Savings Institute Bank and Trust:

Banks and Accounts Details: The bank will use NCPS instead of ChexSystems while verifying new bank accounts.

First National Bank of Suffield:

Banks and Accounts Details: The bank reportedly does not use chexsystems. And it is also a Hometown Bank serving only local community customers.

Windsor Federal Savings:

Banks and Accounts Details: You can reach the bank at 860-688-8511. It does not use chexsystem.

Naugatuck Valley Savings and Loan:

First New England Federal Credit Union:

Banks and Accounts Details: The credit union can provide several kinds of checking accounts including 2nd Chance Checking for customer who have some bad issues in the past. If you want to learn more, please read this page :

Hartford Federal Credit Union:

Banks and Accounts Details:: The credit union offers 2nd Chance Checking as alternative to the classic checking. It requires a fee of $5/month. And if you has a responsible use a period of time later, the account can be converted to a Classic Checking account.

Navy Federal Credit Union:

Banks and Accounts Details: If you or one of your family members work for Navy, you can apply for  a new account of this Credit Union.

2 Responses to Second Chance Banks in Connecticut – Banks Details

  1. I am the Marketing Communications Manager for Liberty Bank in CT. The above reference to our offering of a Second Chance checking account is inaccurate. Furthermore, the Liberty Bank link above goes to a bank in Arkansas. Please remove the reference to Liberty Bank CT immediately. This will cause consumer confusion.
    Thank you,
    Anna Brothers
    VP, Marketing
    Liberty Bank

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