Here is a list of the second chance banks and credit unions offering second chance banking service in the state of FL. If you have been remarked by The Chexsystems, those non-Chexsystems credit unions will help you.
List of Credit Unions Offering 2nd Chance Checking Accounts in FL
I updated the post. And here are several credit unions that are reported to offering 2nd chance checking accounts in FL.
You can reach Members First Credit Union of Florida at www.membersfirstfl.org. The Credit Union does offer service of 2nd Chance banking to those who has challenges to apply for new accounts because of some issues of banking in the past. If you use this kind of account, you’ll be charged $12/month for service fee. And there is no balance requirement.
Navy Federal Credit Union: www.navyfcu.org
Banks Details: If you want to apply for new accounts of this credit union, you have to make sure that you or one of your family member work for the navy firstly.
Campus USA Credit Union: www.campuscu.com
Banks Details: It is a non-profit institution opened in 1935. And the credit union has more than 65,000 members today.
CFE Federal Credit Union: www.gtefcu.org
Banks Details: Some branches of this credit union will do not care if there are some negative records in the ChexSystems report of yours. But you are required to have a deposit of at least $200, if you plan to apply for their 2nd chance checking accounts.
Elgin Federal Credit Union: www.eglinfcu.org
Banks Details: If you want to apply for a checking account at this not-for-profit financial institution, you are required to have a savings account of minimum $5.00 deposit at first.
Florida State Employees Federal Credit Union: www.fsefcu.org
Banks Details: You can reach the credit union at 850-474-1400, and it is reported that the credit union does not use services from ChexSystems.
Peoples Credit Union : www.peopcu.org
Banks Details: The credit union offers a savings-only account regardless any chexsystem record. You can use the account to get more benenfits from other financial services such as EFT and Paypal.
Gold Coast Federal Credit Union: www.gcfcu.org
Banks Details: Established in 1936, The FCU has assets of more than $98 million and members of 20855.
Fedapostal Federal Credit Union
Banks Details: Does not use ChexSystems.
Banks Details: If there is no unpaid NSFs in your chexsystem report, you can try to apply for some services at this credit union.
Florida Credit Union: www.flcu.org
Jax Federal Credit Union: www.jaxfcu.org
CFE Federal Credit Union: mycfe.com
People’s Alliance Federal Credit Union: pafcu.org
University Credit Union: ucumiami.org
Vystar Credit Union: www.vystarcu.org