Are you looking for 2nd chance banking service in the state of ID? If you have some remarks on the Chexsystems, those credit unions and banks may help you. And if you find some banks offering 2nd chance checking in ID, please make a comment here. And I’ll update the post as soon as possible for all readers’ convenience.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in ID
Horizon Credit Union‘s website is www.hzcu.org. Established in 1947, Horizon Credit Union serves communities in Eastern and Central Washington and North Idaho. Providing sound, innovative and diverse financial services, Horizon makes every effort to distinguish itself for its level of service, and by working to anticipate and meet the financial needs of each of its members.
Sterling Savings Bank: www.sterlingsavingsbank.com
Banks and Accounts Details: The bank is reported to use Equifax instead of Chexsystems to verify new accounts. It serves in several states of USA including Montana, Oregon and Idaho.
Mountain West Bank: www.mountainwestbank.com
Banks and Accounts Details: The bank offers both personal and business financial services. And it serves in several areas including Whitefish, Kalispell, Bozeman, Missoula, Great Falls and Helena.
US Bank: www.usbank.com
Banks and Accounts Details: US Bank’s 2nd Chance Checking is a good opportunity for those who have issues with banking in the past. No matter you are listed or not in Chexsystem, you can apply for this kind of accounts if you have a deposit of $25 at this bank. But you should note that if there are some FRAUD in your report from Chex Systems, you may be dis-approved.
Bank of The West: www.bankofthewest.com
Banks and Accounts Details: The bank provides customers with a Fresh Start checking account which is a kind of 2nd chance checking in fact.
Cottonwood Community Credit Union: www.ccfcu.coop
Banks and Accounts Details: It is a no-profit, member-owned, financial institution serving Idaho.
Capital Educators Federal Credit Union: www.capedfcu.org
Banks and Accounts Details: The credit union has branch locations in Nampa, Meridian, Eagle and Boise.
Global Credit Union: www.globalcu.org
Banks and Accounts Details: Opened in 1954, the credit union has assets of $2.5 million now.
Pine Tree Community Credit Union: pinetreeccu.org
Banks and Accounts Details: Opened in 1956, The Credit Union has assets of $23 million and ten branches in ID.
Pioneer Federal Credit Union: www.pioneerfcu.org
Idaho Central Credit Union: www.iccu.com
Latah Federal Credit Union: www.latahfcu.org