As you know, if you have some marks on the Chexsystems, you’ll be denied to open new checking account again. So, how to rebuild personal checking relationship? Here are some good banks and credit unions offering second chance checking in IL for you.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in IL
Vantage Credit Union: www.vcu.com
Banks and Accounts Details: Very fortunately, the credit union offers Fresh Start Checking to those who have made some mistakes with banking. Maybe those account issues cause you in a very difficult time. So, if you are 20 years old, you are eligible for such a 2nd chance checking account. You can learn more at
Abri Credit Union: Romeoville, Joliet, Woodridge, Lockport, Plainfield, Frankfort, Fermilab, IL
Corporate America Family Credit Union: Elgin, IL
First American Bank: Melrose Park, Schaumburg, South Elgin, Woodstock, Chicago, Sycamore, Sugar Grove, German Valley, Buffalo Grove, Carpentersville, Rock Island, Northbrook, IL
Great Lakes Credit Union: South Holland, Country Club Hills, Bolingbrook, Naperville, North Chicago, Libertyville, Waukegan, Zion, Gurnee, Round Lake Beach, Antioch, IL
Prairieland Federal Credit Union: Normal, Bloomington, Illinois
Rock Valley Credit Union: Loves Park, Machesney Park, Rochelle, IL
Staley Credit Union: Macon, Moultrie, Piatt, DeWitt, Shelby, IL
Suburban Bank and Trust: Elmhurst, Harvey, Lemont, Chicago, New Lenox, Wheaton, Wood Dale, Maywood, Oak Lawn, IL
First National Bank and Trust: Winnebago, Rockton, IL
Catholic and Community Credit Union: Shiloh, Belleville, IL
Other Good Banks and Credit Unions in Illinois
TCF National Bank: www.tcfbank.com
Banks and Accounts Details: TCF has more than 430 branches in several states of US including Illinois. And it is reported that its branch in Jewel Osco does not use services from chexsystems.
Security Bank: www.securitybankok.com
Banks and Accounts Details: The bank will use credit score while considering your new account application.
National City Bank
Banks and Accounts Details: If you have a negative ChexSystems record, you are suggested to have a try at this bank.
Armed Forces Bank: www.afbank.com
Banks and Accounts Details: If you have some negative records in your ChexSystems report, you are suggested to have a try at this bank.
Catlin Bank: www.catlinbank.com
Banks and Accounts Details: The bank is reported to not use Chexsystems. And it can offer three different kinds of checking accounts such as Personal Checking, Trunc Checking and Senior Checking to different customers.
Hebron State Bank
Banks and Accounts Details: The bank may overlook your negative records in the Chexsystem report.
Navy Federal Credit Union: www.navyfcu.org
Banks and Accounts Details: Anyone will be eligible for a new account at this credit union, if he or one of his family members worked or works for the Navy Coast Guard.
Advantage One Credit Union: www.adonecu.org
Banks and Accounts Details: It is a not-for-profit financial institution which has assets of $17 million and members of about 4,000.
R.I.A. Federal Credit Union: www.riafcu.com
Banks and Accounts Details: As a member-owned cooperative, the credit union is opened in 1935.
MidWest America Federal Credit Union: mwafcu.org
Banks and Accounts Details: The checking accounts offered by this credit union are various and special which can suit different needs of customers. Here is a list of basic checking accounts:
- Freedom Checking
- Reward Checking
- Advantage Checking account
Hawthorn Bank: www.hawthornbank.com
Chester National Bank: www.chesternationalbank.com
Southern Illinois Bank: www.southernillinoisbank.com
The People’s State Bank of Newton: www.psbnewton.com
Old National Bank: www.oldnational.com
First State Bank: www.firststatebank.biz
Glenview State Bank: www.gsb.com