Second Chance Banks in Illinois – Banking Details

Vantage West Credit UnionAs you know, if you have some marks on the Chexsystems, you’ll be denied to open new checking account again. So, how to rebuild personal checking relationship? Here are some good banks and credit unions offering second chance checking in IL for you.

List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in IL

Vantage Credit Union:
Banks and Accounts Details: Very fortunately, the credit union offers Fresh Start Checking to those who have made some mistakes with banking. Maybe those account issues cause you in a very difficult time. So, if you are 20 years old, you are eligible for such a 2nd chance checking account. You can learn more at

Abri Credit UnionRomeoville, Joliet, Woodridge, Lockport, Plainfield, Frankfort, Fermilab, IL

Corporate America Family Credit UnionElgin, IL

First American BankMelrose Park, Schaumburg, South Elgin, Woodstock, Chicago, Sycamore, Sugar Grove, German Valley, Buffalo Grove, Carpentersville, Rock Island, Northbrook, IL

Great Lakes Credit UnionSouth Holland, Country Club Hills, Bolingbrook, Naperville, North Chicago, Libertyville, Waukegan, Zion, Gurnee, Round Lake Beach, Antioch, IL

Prairieland Federal Credit UnionNormal, Bloomington, Illinois

Rock Valley Credit UnionLoves Park, Machesney Park, Rochelle, IL

Staley Credit UnionMacon, Moultrie, Piatt, DeWitt, Shelby, IL

Suburban Bank and TrustElmhurst, Harvey, Lemont, Chicago, New Lenox, Wheaton, Wood Dale, Maywood, Oak Lawn, IL

First National Bank and TrustWinnebago, Rockton, IL

Catholic and Community Credit Union: Shiloh, Belleville, IL

Other Good Banks and Credit Unions in Illinois

TCF National Bank:
Banks and Accounts Details: TCF has more than 430 branches in several states of US including Illinois. And it is reported that its branch in Jewel Osco does not use services from chexsystems.

Security Bank:
Banks and Accounts Details: The bank will use credit score while considering your new account application.

National City Bank
Banks and Accounts Details: If you have a negative ChexSystems record, you are suggested to have a try at this bank.

Armed Forces Bank:
Banks and Accounts Details: If you have some negative records in your ChexSystems report, you are suggested to have a try at this bank.

Catlin Bank:
Banks and Accounts Details: The bank is reported to not use Chexsystems. And it can offer three different kinds of checking accounts such as Personal Checking, Trunc Checking and Senior Checking to different customers.

Hebron State Bank
Banks and Accounts Details: The bank may overlook your negative records in the Chexsystem report.

Navy Federal Credit Union:
Banks and Accounts Details: Anyone will be eligible for a new account at this credit union, if he or one of his family members worked or works for the Navy Coast Guard.

Advantage One Credit Union:
Banks and Accounts Details: It is a not-for-profit financial institution which has assets of $17 million and members of about 4,000.

R.I.A. Federal Credit Union:
Banks and Accounts Details: As a member-owned cooperative, the credit union is opened in 1935.

MidWest America Federal Credit Union:
Banks and Accounts Details: The checking accounts offered by this credit union are various and special which can suit different needs of customers. Here is a list of basic checking accounts:

  • Freedom Checking
  • Reward Checking
  • Advantage Checking account

Hawthorn Bank:
Chester National Bank:
Southern Illinois Bank:
The People’s State Bank of Newton:
Old National Bank:
First State Bank:
Glenview State Bank:

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