Here is a list of the banks and credit unions providing second chance banking service in the state of KY. If you have some remarks on The Chexsystems, those fresh start checking or opportunity checking will help you.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in KY
Republic Bank and Trust Company: republicbank.com. The bank offers several checking accounts to different customers. Here is a simple list: E-Checking, Basic Checking, Advantage Checking, Pinnacle Checking and Fresh Start. And the fresh start checking account is a special 2nd chance checking service designed with no minimum balance for those customers who have no more than 4 negative issues in their ChexSystems reports.
Beacon Community Credit Union has three branch offices in Shepherdsville and Louisville, KY. Beacon Community CU’s 2nd chance checking is a good options if you have been denied a new checking account at other banks. The account requires a monthly fee of $10.
Citizens Union Bank: Simpsonville, Taylorsville, Mt Washington, Louisville, Lagrange, Elizabethtown, KY
First United Bank of Hopkins County has three branches in Madisonville and Earlington, KY. And First United Bank of Hopkins County’s opportunity checking will help you rebuild credit in a smart and low-cost way.
FNB Bank: Mayfield, Paducah, Murray, Wingo, Cadiz, KY
Fort Knox Federal Credit Union: Radcliff, Fort Knox, Bardstown, Brandenburg, Campbellsville, Danville, Elizabethtown, Hodgenville, Leitchfield, Radcliff, Louisville, KY
Louisville Medical Federal Credit Union has offices in Louisville, Kentucky and offers 2nd Chance Checking to help those members with past checking problems.
Central Bank: Richmond, Florence, Winchester, Fort Mitchell, Crestview Hills, Nicholasville, Louisville, Berea, Georgetown, Lexington, KY
Community Bank: Bardstown, Louisville, Lexington KY
Evansville Teachers Federal Credit Union: Henderson, KY
First Federal Savings: Bardstown, Elizabethtown, Louisville, KY
MainSource Bank: Harrodsburg, Lawrenceburg, Frankfort, KY
Partners 1st Federal Credit Union: Stanton, KY
Western Federal Credit Union: Erlanger, Georgetown, KY
Home Federal Bank: Middlesboro, Harlan, Harlan, KY
C-Plant Federal Credit Union: Paducah, LaCenter, Mayfield, Smithland, KY
The Cecilian Bank: Cecilia, Rineyville, Elizabethtown, Sonora, Vine Grove, Leitchfield, Radclif, Leitchfield, Hardinsburg , Brandenburg, KY
Appalachian Community Federal Credit Union: Berea, McKee, KY
Other Good Banks and Credit Unions in KY
Bank Of Clarkson: bankofclarkson.com
First People’s Family and Trust: www.firstandpeoplesbank.com
Forcht Bank: www.forchtbank.com
MidWest America Federal Credit Union: mwafcu.org
Banks and Accounts Details: Opened in 1929, the bank has members of more than 65,000 members and assets of $465 million.
Owensboro National Bank
Banks and Accounts Details: The bank can provide you with its Savings-Only account even if you have some negative records in your ChexSystems report.
First Southern National Bank: www.fsnb.net
Banks and Accounts Details: Opened in 1932, the bank provides its customers with various banking services including loans, IRAs, CDs, saving accounts, checking Accounts.
Fifth Third Bank: www.53.com/locations/ftky.htm
Banks and Accounts Details: Some branches of the bank are reported to not use services from ChexSystems. At the same time, the bank also provides 2nd chance checking accounts specially for customers who have been reported to chexsystems. But if there are some fraud issues in your chexsystems reports, your application will be disapproved.
Old National Bank: www.oldnational.com
Banks and Accounts Details: The bank has assets of more than $1 billion and 35 branches in Kentucky.
Park Community Federal Credit Union: www.parkcommunity.com
MainSource Bank: www.mainsourcebank.com