Here is a list of the banks and credit unions providing second chance banking service in the state of LA. If you have some remarks on The Chexsystems, those fresh start checking or opportunity checking will help you.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in LA
Neighbors Federal Credit Union: www.neighborsfcu.org
The credit union offers second chance banking. So, if you have been denied for checking services at any other banks or financial institutions, you are suggested to apply for this kind of basic checking. It is also a good opportunity for you to rebuild or repair your poor credit record. In general, the account supports free online banking without monthly service fee. But if your monthly average balance is below $300, you’ll be charged for $5.
Calcasieu Federal Employees Credit Union has offices in Lake Charles, LA . Calcasieu Federal Employees CU’s second chance checking requires a monthly fee of$8.
Pelican State Credit Union: Alexandria, Denham Springs, Shreveport, Jackson, Lake Charles, Baton Rouge, Monroe, Opelousas, Pineville, Shreveport, Zachary, LA
Southwest Louisiana Credit Union: Lake Charles, Sulphur, Westlake, LA
Hope Community Credit Union: New Orleans, LA
Woodforest Bank: New Orleans, Baton Rouge, LA
Other Good Banks and Credit Unions in LA
Whitney National Bank: www.whitneybank.com
Banks and Accounts Details: The bank will not use services from ChexSystems and offer various checking accounts to personal customers.
Home Bank: www.home24bank.com
Banks and Accounts Details: Founded in 1908, it is a community bank offering services in New Orleans, Baton Rouge and Lafayette.
Community Bank of Louisiana: www.communitybankofla.com
Banks and Accounts Details: The bank has more than nine branches in Northwest Louisiana.
Teche Federal Bank: www.teche.com
Banks and Accounts Details: The bank has nine branches in Louisiana.
La Capitol Federal Credit Union: www.lacapfcu.org
Banks and Accounts Details: La Capitol Federal Credit Union is committed to helping its members improve their long-term financial success.
Main Street Financial FCU: www.msfinancialfcu.org
Banks and Accounts Details: Opened in 1939, the FCU is a not-for-profit financial cooperative.
CSE Federal Credit Union : www.csefcu.org
Banks and Accounts Details: The Credit Union’s savings account is designed for members who have been turned down for a checking account at other banks.
Navy Federal Credit Union: www.navyfcu.org
Banks and Accounts Details: Anyone worked or works for Navy will be eligible for a new account at this Credit Union.
New Orleans Fireman’s Federal Credit Union: noffcu.org
New Orleans Firemans FCU: www.noffcu.org
Bank Of Montgomery: bofm.com
Bank of Zachary: bankofzachary.com
People’s State Bank: www.peoplesstate.com
State Bank and Trust: sbtcajun.com
B&K Bank: https://www.bkbank.com
Bank of St. Francisville: www.bsf.net
Carter Federal Credit Union: www.carterfcu.org
Hope Credit Union: www.hopecu.org