Here are some good banks and credit unions offering second chance banking in Minnesota. If you have some remarks on the Chexsystems, those fresh start checking or opportunity checking will help you rebuild personal finance.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in Minnesota
Minnesota Valley Federal Credit Union‘s membership is open to anyone who lives in Blue Earth, LeSueur or Nicollet, MN. Minnesota Valley FCU’s Second Chance Checking Account is right designed for those members who have a poor history of non-sufficient fund charges or overdrafts in the past. And the account comes as a low-cost solution for you to rebuild credit.
Republic Bank has several branches in Minneapolis, Esko, Hibbing, Duluth, MN. And you can visit one of the offices to apply for Republic Bank’s fresh start checking accounts.
PEOPLES Community Credit Union: HOPKINS, MN
General Mills Federal Credit Union: Minnetonka, Golden Valley, MN
Other Banks and Credit Unions in Minnesota
Central Savings Bank‘s site is centralsavingsbank.com.Banks and Accounts Details: In June of 1904, CSB merged with Chippewa County Savings Bank, business continued at CSB’s Ashmun Street location in Sault Ste. Marie. The 1908 financial statement declared CSB’s total capital to be $100,000, with total assets of $345,198.
Gate City Bank: www.gatecitybank.com
Banks and Accounts Details: To fulfill it, the bank goes beyond its commitment to offer high-quality checking, savings and loan programs, to giving back in real ways with positive impacts. The bank has five great personal checking accounts. You can open an account with a minimum deposit of only $50,
BNC National Bank: www.bncbank.com
Banks and Accounts Details: Headquartered in Bismarck, N.D., the bank is a registered bank holding company dedicated to providing banking and wealth management services through its subsidiary BNC National Bank, to businesses and consumers in its local markets. BNC operates community banking, mortgage banking and wealth management businesses in Arizona, Minnesota and North Dakota.
Alliance Bank: www.alliancebanks.com
Banks and Accounts Details: Alliance Bank has maintained a strong community presence for more than 140 years. It is privately owned and has total assets in excess of $600 million.
Adrian State Bank: www.adrianstatebank.com
Banks and Accounts Details: Its hometown banking atmosphere offers you the personal attention you deserve. THe bank will serve you as an individual without treating you as just another account number. Each of its checking accounts comes with monthly statements.
Marquette Bank: www.marquette.com
Banks and Accounts Details: Marquette Bank does use ChexSystems but will often grant an account for those with a negative as long as the incident is more than three years ago and either your report shows the “all items owed have been paid” flag or you can prove that the balance was paid off.
Norwest Bank(Now is a part of wellsfargo)
Banks and Accounts Details: Norwest Bank offers a “second chance” money management class at their Locations in MN and then grant an account after completion of the class. We like to hear if this option is available at Minnesota Locations in MN!
Banks and Accounts Details: Firstar Bank offers Federal ETA accounts to those who receive a federal government paycheck, benefit or retirement.
Altra Federal Credit Union: www.altra.org
Banks and Accounts Details: Altra Federal Credit Union was State-chartered in 1931 as Trane Employees Credit Union, sponsored by 33 Trane employees, including Reuben Trane. Assets in 1931 totaled $179.00. Today Altra serves members in all 50 states and around the globe with a full range of financial services.
- SPIRE Federal Credit Union: www.spire-banking.com
- Topline Federal Credit Union: www.toplinecu.com
- Westconsin credit Union: westconsincu.org
- First Security Bank: www.fsbbyron.com
- 1st United Bank: www.1stunited.com
- Alerus Financial: www.alerusfinancial.com
- First Minnentonka City Bank: fmcbank.com
- Best Bank: www.bestbank.com