Here are some good banks and credit unions offering 2nd chance banking in Missouri. If you have some remarks on the Chexsystems, those fresh start checking or opportunity checking will help you rebuild personal finance.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in MO
Columbia Credit Union offers Fresh Start Checking accounts to customers who have made some mistakes in the past and can not get new bank accounts at any other banks. The special account has no requirement of minimum balance. But you’ll be charged $15/month for this service. With the checking account, you can access any Co-Op ATM for free or enjoy free banking online at home. Note that you are suggested to learn more restrictions by calling 800-301-2424.
Alliance Credit Union has branches in O’Fallon, High Ridge, St. Louis, Hazelwood and Fenton, MO. Alliance Credit Union’s FreshStart Checking comes with $10 monthly fee, Free Online Banking and Free Online Bill Pay for those members with difficulties in opening new checking accounts becase of being placed on some Public Records.
Bank of Kansas City has many branch offices in Kansas City, MO. So, you can visit one of its offices to apply for the opportunity Checking account to rebuild credit!
St. Johns Bank: Louis, Bridgeton, St. Peters, O’Fallon, St. Charles, MO
Montgomery Bank: Cape Girardeau, Dexter, Jackson, Miner, Sikeston, SE Health, St. Louis, MO
St. Louis Community Credit Union: Dellwood, St. Louis, Florissant, Jennings, University City, Richmond Heights, Wellston, MO
Town and Country Bank: Salem, Rolla, Bourbon, Mountain Grove, St. James, Ava, Pevely, MO
Vantage Credit Union: Bridgeton, Cave Springs, East St. Louis, Greenway Chase, O’Fallon, Olivette, South County, Sunset Hills, Twin Cities, Warren County, Wentzville Parkway, West County, West Florissant, Wood River
Wood & Huston Bank: Cape Girardeau, Jackson, Marshall, Springfield, West Plains, MO
United Consumers Credit Union: Independence, Kansas City, St. Joseph, Raytown, MO
National Bank Of Kansas City and Heritage Bank: Excelsior Springs, Lee’s Summit, Liberty, Platte City, MO
Metcalf Bank: Blue Springs, Lee’s Summit, MO
First State Community Bank: Bonne Terre, Boonville, Wright City, Cape Girardeau, Columbia, Desloge, DeSoto, Farmington, Festus, Fredericktown, Hayti, Imperial, Ironton, Jackson, Kennett, Leadwood, Malden, Mexico, Moberly, Owensville, Park Hills, Perryville, Portageville, Potosi, Boonville, Richland, Risco, Rolla, Imperial, Sikeston, St. Mary, Sullivan, Bonne Terre, Vandalia, Warrenton, MO
Electro Savings Credit Union: Maryland Heights, Wildwood, Manchester, St. Louis, MO
Missouri Credit Union: Columbia, Jefferson City, MO
United Credit Union: Mexico, Vandalia, Moberly, Troy, Columbia, Fulton, MO
Health Care Family Credit Union: Richmond Heights, St. Peters, MO
Land Markbank: West Plains, Houston, Mountain View, Licking, Birch Tree, Winona, Ashland, Columbia, MO
Other Banks and Credit Unions in Missouri
St. Johns Bank and Trust: www.stjohnsbank.com
Banks and Accounts Details: If all of your issues in the Chexsystems report have been paid, you can apply for new accounts at this bank. The bank has a branch in St. Louis and offers both personal and business services.
Alliance Credit Union: www.alliancecu.com
Banks and Accounts Details: It is one of the largest credit unions in St. Louis. And Alliance Credit Union has members of more than 17,000 and assets of more than $187 million today. All of the customers live or work in the following cities will be eligible for the membership of this credit union:
Armed Forces Bank: www.afbank.com
Banks and Accounts Details: If there are few negative records in your Chexsystem report, the bank will still accommodate you.
Community Bank and Trust: cbthomebank.com
Banks and Accounts Details: Opened in 1884, the bank is a locally operated and home-owned institution offering financial services in Southwest Missouri.
Neighbors Credit Union: www.neighborscu.org
Banks and Accounts Details: If you work or live in St. Charles, St. Louis or St. Louis City, you’ll be eligible for the membership of this credit union.
B&K Bank: www.bkbank.com
First National Bank: fnb-lakeozarks.com
Renasant Bank: www.renasantbank.com
Great southern Bank: www.greatsouthernbank.com
Boone County National Bank: www.boonebank.com
Chester National Bank: www.chesternationalbank.com
Columbia Municipal Employee Credit Union: www.ccumo.org
Century Credit Union: centurycu.org