There are several credit unions and banks mentioned which can offer second chance checking accounts in Missouri(Latest Listings here). That means those financial institutions may not use ChexSystems or any other credit reporting systems while opening new accounts. As you know, you can apply for the special checking accounts online, so I also attached the websites of those banks for you here.
But I have to tell you that it is not 100% guaranteed. So I also provide you with such a big list of banks and credit unions in Missouri as good alternatives.
List of 2nd Chance Banks and Credit Unions in Missouri
These banks can offer second chance banking in Missouri and they do not use any ChexSystems services. But I can not guarantee that you can apply successful. So I provide so many banks in Missouri as alternatives for you.
Alliance Credit Union(Does Use Chexsystems and Offer fresh start checkig): O’Fallon, High Ridge, St. Louis, Hazelwood and Fenton, MO.
Bank of Kansas City: Kansas City, MO.
Electro Savings Credit Union
Missouri Credit Union
United Consumers Credit Union
United Credit Union
List of Other Banks and Credit Unions in MO
Address: 411 Highway 61 North, Natchez, MS 39120
Address: 103 E. Washington, Aberdeen, Mississippi 39730
Great southern Bank
Address: Thayer , 323 E. Walnut, Thayer, MO 65791
Boone County National Bank
Address: 405 East Broadway, Ashland, MO 65010
Chester National Bank
Address: 1010 North Main St. Perryville, MO 63775
Neighbors Credit Union
Address: 6300 S Lindbergh Blvd. St. Louis, MO 63123