There are several credit unions and banks mentioned which can offer second chance checking accounts in NM. That means those financial institutions may not use ChexSystems or any other credit reporting systems while opening new accounts. As you know, you can apply for the special checking accounts online, so I also attached the websites of those banks for you here.
List of 2nd Chance Banks and Credit Unions in New Mexico
These banks can offer 2nd chance checking accounts in New Mexico and they do not use any ChexSystems services(Latest Updated list of banks). But I can not guarantee that you can apply successful. So I provide so many banks in New Mexico as alternatives for you.
Lea County State Bank : Lovington and Hobbs, NM.
Guadalupe Credit Union
List of Other Banks and Credit Unions in New Mexico
First National Bank of New Mexico
Address: #1 First National Place, Angel Fire, New Mexico 87710
Jemez Valley Credit Union
Address: 17117 Highway 4, Jemez Springs, NM 87025
Address: P.O. Box 64874, St. Paul, MN 55164-0856
Rio Rancho Branch Address: 1201 Rio Rancho Dr, Rio Rancho, NM 87124
Phone: 800-266-7277, 505-888-9012
Bank of Albuquerque
Rancho Branch Address: 4300 Ridgecrest Dr. SE, Rio Rancho, NM
New Mexico Educator’s Credit Union
Address: 7840 Enchanted Hills Blvd., North Rio Rancho, 87144
US New Mexico Federal Credit Union
OSUNA BRANCH Address: 3939 Osuna Rd. NE, Albuquerque, NM 87109