Here are some good banks and credit unions offering 2nd chance banking in New York. If you have some remarks on the Chexsystems, those fresh start checking or opportunity checking will help you rebuild personal finance.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in NY
WoodForest Bank‘s site is woodforest.com and the bank has branch locations in San Antonio, Worth, Dallas-Ft and Houston, NY. Woodforest bank provides several featured checking including 2nd Chance Checking and Choice Checking.
Webster Bank has branch offices in Rye, New Rochelle, Mamaroneck, Yonkers, NY. And the bank opportunity checking account to those customers with previous banking issues.
Partners 1st Federal Credit Union has branches in Bath, and Briarcliff Manor, NY. You are suggested to try its fresh start checking to rebuild history of checking relationship if you have been reported to Chexsystesm.
Alternatives Federal Credit Union: Ithaca, NY
Financial Trust Federal Credit Union: Cheektowaga, West Seneca, Buffalo, Orchard Park, Grand Island, NY
Genesee Valley Federal Credit Union: Geneseo, Dansville, Warsaw NY
Ufirst Federal Credit Union: Plattsburgh, Rouses Point, NY
Other Banks and Credit Unions in New York
Bank Of New Hampshire: www.banknh.com
Banks and Accounts Details: Opened in 1831, the bank has assets of $1 billion and 21 branches today. It is reported that some branches of this bank do not use ChexSystems.
Community Bank in Gowanda: www.communitybankna.com
Banks and Accounts Details: It is reported that the bank may not use ChexSystems. Another featured service of this bank is its free checking with No requirement of minimum balance and no monthly service charge.
Mid Hudson Valley Bank: www.mhvfcu.com
Banks and Accounts Details: It is a member-owned and not-for-profit financial institution. Its free checking designed with no Requirement of Minimum Balance and no Monthly Service Charges is very popular.
Tompkins County Trust Company: www.tompkinstrust.com
Banks and Accounts Details: Opened in 1836, the bank is a locally managed and full line community financial institution which has 15 branches today. It is reported that the bank will overlook Chexsystems report.
Cross County Federal Savings Bank: www.crosscounty.com
Banks and Accounts Details: Even if you are listed in Chexsystems, you can apply for a kind of savings-only account at this bank. And if you keep the account well for at least half of a year, the account will be added with full privileges of checking.
Great Eastern Bank: www.greateasternbank-ny.com
Banks and Accounts Details: Great Eastern Bank has branch locations in Midtown Manhattan, Chinatown and Flushing. Apparently, they will accommodate those with a negative in their ChexSystems reports.
Bank of Richmondville: www.bankrich.com
Fultons Savings Bank: fultonsavings.com
Trustco Bank : www.trustcobank.com
Abacus Federal Savings Bank: www.abacusbank.com
United Orient Bank: www.uobusa.com
Oneida Savings Bank: www.oneidabank.com
Medina Savings and Loan: www.medinasl.com
citizens bank: www.citizensbank.com
M&T Bank: www.mtb.com