Second Chance Banks in North Carolina – Banking Details

Charter Oak Federal Credit UnionHere are some good banks and credit unions offering 2nd chance banking in North Carolina. If you have some remarks on the Chexsystems, those fresh start checking or opportunity checking will help you rebuild personal finance.

List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in NC

Charlotte Metro Credit Union:
Banks and Accounts Details: The credit union has assets of 250 million and more than 32,000 members. If you live or work in the county of Mecklenburg, you are eligible for the membership of this credit union. The credit union’s Fresh Start Checking is designed as a kind of second chance checking for those customers who want to re-establish their history of credit. Here are some bright features of this type of account:

  • Unlimited Check Writing
  • No Minimum Balance
  • Free Debit or ATM Card
  • Automatic Overdraft Protection
  • Free Online Banking

American Partners Federal Credit Union: Reidsville, Greensboro, NC

Other Good Banks and Credit Unions in NC

Carter Bank and Trust
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Banks and Accounts Details: Carter Bank & Trust has $3.2 billion in deposits and more than 1,000 employees today. The bank also has 123 branches serving in two states of North Carolina and Virginia.

Capital Bank:
Banks and Accounts Details: The bank has 65 branch offices offering financial services in several states including Virginia, Tennessee, South Carolina, North Carolina and Florida.

First Citizen’s Bank:
Banks and Accounts Details: It is reported that the bank will overlook these negatives in your ChexSystems report and accommodate you with new accounts. But you have to be sure that all of your debts has been paid before you plan to apply for new accounts at this bank.

Fort Sill National Bank:
Banks and Accounts Details: It is reported that the bank may not use Chexsystems while verifying new accounts.

Call Federal Credit Union:
Banks and Accounts Details: Opened in 1962, the FCU has $350 million in assets and offers various financial services including free checking accounts.

Members Credit Union:
Piedmont Aviation Credit Union:
WoodForest Bank:
Southern Community Bank and Trust:
Self-Help Credit Union:
Fort Financial Credit Union:
North Carolina State Employees’ Credit Union:
Navy Federal Credit Union:

3 Responses to Second Chance Banks in North Carolina – Banking Details

  1. TONYA KINCAID says:

    Need help with finding a bank

  2. TONYA KINCAID says:

    Need bank

  3. TONYA KINCAID says:

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