Second Chance Banks in Ohio – Banking Details

Farmers & Merchants State BankHere are some good banks and credit unions offering 2nd chance banking in Ohio. If you have some remarks on the Chexsystems, those fresh start checking or opportunity checking will help you rebuild personal finance.

List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in OH

BMI Federal Credit Union‘s branch locations include Westerville, Bethel Rd, Battelle, Kinnear and Dublin, OH. BMI FCU’s Alternate Checking is a 2nd chance checking solution.

Gen Fed Financial has offices in Akron,  Antwerp,  Bryan,  Fairlawn,  Lorain, Sheffield Lake, Wadsworth, OH. And Gen Fed Financial offers New Start Checking as a second chance for those who have poor credit history.

Republic Bank and Trust Company :
Banks and Accounts Details: The Fresh Start Checking account offered by this bank is a second chance checking. Here is a list of its features:

  • electronic transaction account
  • No minimum balance
  • Free Republic Presto ATM transactions
  • $50 initial deposit
  • Free Internet Banking
  • $10 Account setup fee
  • $12.95 Monthly service fee with direct deposit
  • or $19.95 Monthly service fee without direct deposit

CHAC Credit UnionFairfield, Hamilton, Oxford, West Chester, OH

Cheviot Savings BankCheviot, Cincinnati, OH

Cincinnati Central Credit Union: Cincinnati, OH

Farmers & Merchants State BankBryan, Defiance, Delta, Hicksville, Montpelier, Napoleon, Perrysburg, Stryker, Swanton, Waterville, Wauseon, Wauseon, Archbold, West Unity, OH

KEMBA Financial Credit UnionBellefontaine, Columbus, Grove City, Columbus, Westerville, Powell, Westerville, OH

Superior Federal Credit Union: Delphos, Lima, Ottawa, St. Marys, Wapakoneta, OH

Partners 1st Federal Credit Union has offices in McComb and Ottawa, OH. The credit union offers fresh start checking accounts too!

Cornerstone Community Financial Credit UnionPerrysburg, OH

Buckeye State Credit Union: Akron,Alliance, Canton, Painesville, OH

Cardinal Community Credit Union: Mentor, Richmond Heights, Willoughby, Ashtabula, Cleveland, Ohio

Eaton Family Credit Union: Euclid, Wickliffe, Willoughby Hills, OH

Education First Credit Union: Westerville, Gahanna, Columbus, Ohio

Hopewell Federal Credit Union: Heath, Newark, OH

Liberty Savings Bank: Wilmington, OH

International Harvester Employee Credit Union: Springfield, Urbana, OH

Kent Credit Union: Kent, Ravenna, Streetsboro, OH

Members Trust Federal Credit Union:  Mason, OH

Lorain National Bank: Amherst, Avon, Avon Lake, Lorain, Amherst, Grafton, Elyria, Oberlin, Independence, Elyria, Elyria, Elyria Township, LaGrange, North Ridgeville, Olmsted Township, Vermilion, OH

New Horizon Federal Credit Union: Barberton, OH

Summit Federal Credit Union: Akron, Salem, OH

SUN Federal Credit Union: Oregon, Toledo, Maumee, OH

Other Banks and Credit Unions in Ohio

Provident Bank:
Banks and Accounts Details: Some branches of this bank do not use CHexsystems. And the bank offers several checking services including Purple Premium Checking, Purple Checking, Purple Prime Checking, Classic Checking, Student Checking and E-Checking for different customers.

First National Bank of Germantown:
Banks and Accounts Details: It is reported that the bank can offer accounts no matter there are negative records in your Chexsystems report or not.

Charter One Bank:
Banks and Accounts Details: If all of the issues have been paid in your Chexsystems report, you are eligible for new accounts at this bank.

Apple Creek Banking Company:
Banks and Accounts Details: The bank is reported to not use ChexSystems verifying new accounts. At the same time, the bank provides its customers with various business and personal accounts such as Health Savings Accounts, Apple Plus, Thrift Accounts and NOW Accounts.

Franklin Savings:
Banks and Accounts Details: Opened in 1915, the bank offers several featured checking products including Corporate Checking, Business Checking, Personal Checking and Free Checking.

Dollar Bank:
First Merit Bank:
Park National Bank:
Fifth Third Bank:
American Federal Bank:
Equitable Savings and Loan:
First Central National Bank:
Greenville National Bank:
The Farmers State Bank:

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