Here are some good banks and credit unions offering 2nd chance banking in Ohio. If you have some remarks on the Chexsystems, those fresh start checking or opportunity checking will help you rebuild personal finance.
List of Banks and Credit Unions Offering 2nd Chance Checking Accounts in OH
BMI Federal Credit Union‘s branch locations include Westerville, Bethel Rd, Battelle, Kinnear and Dublin, OH. BMI FCU’s Alternate Checking is a 2nd chance checking solution.
Gen Fed Financial has offices in Akron, Antwerp, Bryan, Fairlawn, Lorain, Sheffield Lake, Wadsworth, OH. And Gen Fed Financial offers New Start Checking as a second chance for those who have poor credit history.
Republic Bank and Trust Company : republicbank.com
Banks and Accounts Details: The Fresh Start Checking account offered by this bank is a second chance checking. Here is a list of its features:
- electronic transaction account
- No minimum balance
- Free Republic Presto ATM transactions
- $50 initial deposit
- Free Internet Banking
- $10 Account setup fee
- $12.95 Monthly service fee with direct deposit
- or $19.95 Monthly service fee without direct deposit
CHAC Credit Union: Fairfield, Hamilton, Oxford, West Chester, OH
Cheviot Savings Bank: Cheviot, Cincinnati, OH
Cincinnati Central Credit Union: Cincinnati, OH
Farmers & Merchants State Bank: Bryan, Defiance, Delta, Hicksville, Montpelier, Napoleon, Perrysburg, Stryker, Swanton, Waterville, Wauseon, Wauseon, Archbold, West Unity, OH
KEMBA Financial Credit Union: Bellefontaine, Columbus, Grove City, Columbus, Westerville, Powell, Westerville, OH
Superior Federal Credit Union: Delphos, Lima, Ottawa, St. Marys, Wapakoneta, OH
Partners 1st Federal Credit Union has offices in McComb and Ottawa, OH. The credit union offers fresh start checking accounts too!
Cornerstone Community Financial Credit Union: Perrysburg, OH
Buckeye State Credit Union: Akron,Alliance, Canton, Painesville, OH
Cardinal Community Credit Union: Mentor, Richmond Heights, Willoughby, Ashtabula, Cleveland, Ohio
Eaton Family Credit Union: Euclid, Wickliffe, Willoughby Hills, OH
Education First Credit Union: Westerville, Gahanna, Columbus, Ohio
Hopewell Federal Credit Union: Heath, Newark, OH
Liberty Savings Bank: Wilmington, OH
International Harvester Employee Credit Union: Springfield, Urbana, OH
Kent Credit Union: Kent, Ravenna, Streetsboro, OH
Members Trust Federal Credit Union: Mason, OH
Lorain National Bank: Amherst, Avon, Avon Lake, Lorain, Amherst, Grafton, Elyria, Oberlin, Independence, Elyria, Elyria, Elyria Township, LaGrange, North Ridgeville, Olmsted Township, Vermilion, OH
New Horizon Federal Credit Union: Barberton, OH
Summit Federal Credit Union: Akron, Salem, OH
SUN Federal Credit Union: Oregon, Toledo, Maumee, OH
Other Banks and Credit Unions in Ohio
Provident Bank: www.providentbanking.com
Banks and Accounts Details: Some branches of this bank do not use CHexsystems. And the bank offers several checking services including Purple Premium Checking, Purple Checking, Purple Prime Checking, Classic Checking, Student Checking and E-Checking for different customers.
First National Bank of Germantown: www.fnbgermantown.com
Banks and Accounts Details: It is reported that the bank can offer accounts no matter there are negative records in your Chexsystems report or not.
Charter One Bank: www.charterone.com
Banks and Accounts Details: If all of the issues have been paid in your Chexsystems report, you are eligible for new accounts at this bank.
Apple Creek Banking Company: www.applecreekbank.com
Banks and Accounts Details: The bank is reported to not use ChexSystems verifying new accounts. At the same time, the bank provides its customers with various business and personal accounts such as Health Savings Accounts, Apple Plus, Thrift Accounts and NOW Accounts.
Franklin Savings: www.franklinsavings.com
Banks and Accounts Details: Opened in 1915, the bank offers several featured checking products including Corporate Checking, Business Checking, Personal Checking and Free Checking.
Dollar Bank: www.dollarbank.com
First Merit Bank: www.firstmerit.com
Park National Bank: www.parknationalbank.com
Fifth Third Bank: www.53.com
American Federal Bank: www.americanfederalbank.com
Equitable Savings and Loan: www.equitablesavings.com
First Central National Bank: www.firststparis.com
Greenville National Bank: www.greenvillenationalbank.com
The Farmers State Bank: www.thefarmersstatebank.com