Second Chance Checking Accounts in California

Guide for Getting Second Chance Checking Accounts in California?

There are several credit unions and banks mentioned which can offer second chance checking accounts in California(Latest list). That means those financial institutions may not use ChexSystems or any other credit reporting systems while opening new accounts. As you know, you can apply for the special checking accounts online, so I also attached the websites of those banks for you here.

List of 2nd Chance Banks and Credit Unions in California

These banks can offer second chance checking accounts in California and they do not use any ChexSystems services. But I can not guarantee that you can apply successful. So I provide so many banks in California as alternatives for you.

Compass BankAngels Camp, Atwater, Burlingame, Campbell, Riverside, Quail Valley, Carlsbad, Modesto, Lodi, Corona, Desert Hot Springs, Hemet, Elk Grove, Escalon, Fremont, Fresno, Colton, Riverside, CA

Allied Credit UnionSunnyvale, San Jose and Fremont, CA.

Keypoint Credit UnionCupertino, Dublin, Goleta, Milpitas, Santa Clara, Sunnyvale, CA

Priority One Credit UnionSouth Pasadena, Los Angeles, CA

OneUnited Bank: Los Angeles, Pasadena, Compton, CA

CD Federal Credit Union: Redondo Beach,  Los Angeles, San Diego, Oakland, Santa Ana and San Bruno, CA.

Central State Credit UnionLodi, Stockton and San Andreas, CA.

Alta Vista Credit UnionRedlands, San Bernardino, Rialto, CA

CoastHills Federal Credit UnionLompoc, Vandenberg Village, Orcutt, Santa Maria, Nipomo, Five Cities, San Luis Obispo, Paso Robles, Atascadero, CA

Heritage Community Credit Union: Folsom, Mather, Rancho Cordova, Mather, Sacramento, Fair Oaks, CA

Southland Credit UnionDowney, Los Alamitos, Garden Grove, Santa Monica, CA

Premier America Credit UnionChatsworth, Santa Monica, Simi Valley, Thousand Oaks, Valencia, Woodland Hills, Westlake Village, Woodland Hills, Houston, CA

Ventura County Credit UnionVentura, Port Hueneme, Oxnard, Camarillo, Thousand Oaks, Simi Valley, CA

Western Federal Credit UnionCamarillo, Santa Ana, Carson, Oxnard, Hawthorne, Temecula, Huntington Beach, San Bruno, Irvine, San Diego,Los Angeles, Oakland, Redondo Beach, Torrance, CA

Energy One Federal Credit Union: Bakersfield and Los Angeles, California .

Foothill Federal Credit Union: Glendora,  Arcadia and Covina, CA.

Kern Federal Credit Union: Bakersfield, CA.

Los Angeles Federal Credit UnionSan Fernando, Los Angeles, Glendale, Culver City,  and El Monte, CA.

Mid Cities Financial Credit UnionCompton, CA

Alliance Credit Union: San Jose, Fremont, Sunnyvale, CA

Financial Partners Credit UnionAliso Viejo, Brea, Canoga Park, Downey, Huntington Beach, Orange, Seal Beach, Woodland Hills, CA

Kaiperm North Bay Federal Credit UnionVallejo, CA

Allied Healthcare Federal Credit UnionLong Beach, Lynwood, Irvine, CA

E-Central Credit UnionPasadena, Los Angeles, CA

Farmers Insurance Group Federal Credit UnionWoodland Hills, Pleasanton, Merced, Los Angeles, Agoura Hills, CA

Other Good Credit Unions and Banks in CA

Bank Of The West

Note: Bank of the West personal checking accounts includes Choice Interest and 55 plus Checking.
Rancho Cucamonga Branch Address: 8311 Haven Avenue Suite 100, Rancho Cucamonga, CA 91730
More locations:
Phone: 909-941-2223, 800-488-BANK

Fort Sill National Bank

FSNB offers many services to their customers. Financial Tools, Wire Transfers, and Walk-In Bill Pay are just some of the services.
Twentynine Palms Branch Address: 1515 Brown Street, Twentynine Palms MAGTFTC, CA 92278
Phone: 580-357-9880, 800-749-4583

Kern Federal Credit Union

Since beginning in 1949, Kern Federal Credit Union has been committed to serving our members’ needs first. Our members have come to depend on it when buying a car or home, or seeking the best returns on their savings.
Downtown Branch Address: 1717 Truxtun Ave, Bakersfield, CA 93301
Phone: 661-327-9461, 800-336-KERN

Southland Credit Union

Opportunity Checking provided by Southland Credit Union is the financial solution you’ve been looking for. When life happens, Opportunity Checking is your second chance.
DOWNEY Branch Address: 8545 Florence Ave. Downey, CA 90240-4014
Phone: 866-526-5854

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