There are several credit unions and banks mentioned which can offer second chance checking accounts in New York(Latest Updated list of banks). That means those financial institutions may not use ChexSystems or any other credit reporting systems while opening new accounts. As you know, you can apply for the special checking accounts online, so I also attached the websites of those banks for you here.
But I have to tell you that it is not 100% guaranteed. So I also provide you with such a big list of banks and credit unions in New York as good alternatives.
List of 2nd Chance Banks and Credit Unions in New York
These banks can offer 2nd chance checking accounts in New York and they do not use any ChexSystems services. But I can not guarantee that you can apply successful. So I provide so many banks in New York as alternatives for you.
Webster Bank: Rye, New Rochelle, Mamaroneck, Yonkers, NY.
Partners 1st Federal Credit Union: Bath, and Briarcliff Manor, NY.
Financial Trust Federal Credit Union
Genesee Valley Federal Credit Union
Ufirst Federal Credit Union
List of other Good Chance Banks and Credit Unions in New York
Bank of New York
Address: One Wall Street, New York, NY 10286
Medina Savings and Loan
Address: 11182 Maple Ridge Road, Medina, NY 14103
Mid Hudson Valley Bank
Address: Mid-Hudson Valley FCU, 189 Broadway, Port Ewen, NY 12466
Albany Branch Address: 80 State Street, Albany,NY 12207
Cross County Federal Savings Bank
Van Nest Branch Address: 791 Morris Park Avenue, Bronx, NY 10462
Great Eastern Bank
Bank of Richmondville
Address: 857 East Main Street, Cobleskill, NY 12043
Fultons Savings Bank
Address: Plaza, Route 57, Phoenix, NY 13135
Phone: 315-695-7214, 315-592-3117
Chatham Branch Address: 193 Hudson Avenue, Chatham, NY 12037
Justice Federal Credit Union
Address: 26 Federal Plaza, Room 5-105, New York, NY 10278
Horizons Federal Credit Union
Endicott Branch Address: 141 Washington Ave. Endicott, NY 13760
Ticonderoga Federal Credit Union
Address: 1178 NYS Route 9N Ticonderoga, NY 12883
Peoples Alliance Federal Credit Union
Jamaica Branch Address: 110-31 Merrick Blvd. Jamaica, NY 11433
Alternatives Federal Credit Union
Address: 125 North Fulton St. Ithaca, NY 14850