There are several credit unions and banks mentioned which can offer second chance checking accounts in Tennessee(Latest Updated list of banks). That means those financial institutions may not use ChexSystems or any other credit reporting systems while opening new accounts. As you know, you can apply for the special checking accounts online, so I also attached the website address of those banks for you here.
But I have to tell you that it is no 100% guaranteed. So I also provide you with such a big list of banks and credit unions in Tennessee as good alternatives.
List of 2nd Chance Banks in Tennessee
These banks can offer 2nd chance checking accounts in Tennessee and they do not use any ChexSystems services. But I can not guarantee that you can apply successful. So I provide so many banks in Tennessee as alternatives for you.
Staley Credit Union: Loudon, TN.
First National Bank: Pulaski, Lewisburg, Lynnville, Belfast, Fayetteville, Ardmore, TN.
Appalachian Community Federal Credit Union
Greater Eastern Credit Union
Holston Methodist Federal Credit Union
Johnson City Federal Credit Union
U. T. Federal Credit Union
List of Good Banks and Credit Unions in TN
Community South Bank
Adamsville Branch Address: 237 Main Street, Adamsville, TN 38310
Bartlett Branch Address: 8398 Hwy 64, Bartlett, TN 38133
First National Bank
Main Address: 206 SOUTH FIRST ST. PULASKI, TN 38478
Highland Federal Savings and Loan
Branch Address: 106 South Main Street, Crossville, TN 38555
Phone: 931) 484-6178
Cool Springs Branch Address: 9135 Carothers Parkway, Franklin, Tennessee 37067
First Tennessee National Bank
Branch Address: 1030 South HWY 92, Dandridge, TN 37725
Branch Address: P.O. Box 291, 248 East Capitol Street, Jackson, Mississippi 39201
Bank of Nashville
Brentwood Branch Address: 5105 Maryland Way, Brentwood TN 37027
Phone: 615) 271-2085
Elizabethton Federal Savings Bank
Branch Address: 112 N Sycamore St, Elizabethton, TN 37643
Fort Sill National Bank
Antioch Branch Address: 3035 Hamilton Church Road, Antioch, TN 37013
Wayne County Bank
Branch Address: 216 South High Street, HWY 64 W, Waynesboro, TN 38485
Knoxville Post Office Credit Union
Branch Address: 6211 Middlebrook Pike, Knoxville, TN 37909
Hope Community Credit Union
Harvester Lane Branch Address: 3048 Harvester Lane, Memphis, TN 38127