There are several credit unions and banks mentioned which can offer second chance checking accounts in UT. That means those financial institutions may not use ChexSystems or any other credit reporting systems while opening new accounts. As you know, you can apply for the special checking accounts online, so I also attached the websites of those banks for you here.
List of 2nd Chance Banks and Credit Unions in Utah
These banks can offer 2nd chance checking accounts in Utah and they do not use any ChexSystems services(Latest Updated list of banks). But I can not guarantee that you can apply successful. So I provide so many banks in Utah as alternatives for you.
Utah Central Credit Union
Western Federal Credit Union: Salt Lake City, UT.
Credit Union One Credit Union
List of Other Good Banks and Credit Unions in Utah
Bank Of The West
Layton Branch Address: 683 W Antelope Drive, Layton, UT 84041
Box Elder County Credit Union
Branch Address: 1023 Medical Drive, Brigham City, Utah 84302
Grand County Credit Union
Branch Address: 725 North Main, P.O. Box 1047, Moab, UT 84532
Branch Address: PO BOX 245/50 Commercial Ave, Grantsville, UT 84029
Pacific Rails Credit Union
West Jordan Branch Address: 7134 South Redwood Road, West Jordan, Utah 84084
Alliance Credit Union
Branch Address: P.O. Box 68, Ogden, UT 84402
Alpine Credit Union
Branch Address: 1510 N. State St. Orem, UT 84057
Jordan Credit Union
Draper Branch Address: 407 East 12300 South, P.O. Box 509, Draper, Utah 84020