2nd Chance Checking Accounts of UT FCU – Knoxville, TN

UT Federal Credit UnionUT FCU’s New U Checking is a second chance checking designed to meet the specific financial needs of its members. If there are some unexpected events in your financial life, the checking account will help you rebuild checking relationship and positive history of credit.

The account is designed with home banking, Payroll Deduction, No minimum balance requirements, Direct Deposit, Secured Lending Options and Free Online Bill Pay.

Other Options:

  • Premier U Plus Checking
  • New U Checking
  • Power U Student Checking
  • Premier U Checking
  • Best Years Club
  • Simply U Checking


Established in 1969, UT Federal Credit Union is a local financial institution with more than $471 million in assets and over 72,000 members in TN.

Website: https://www.utfcu.org
Tel: 800-449-7728, 800-264-1971

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Main Office: 2100 White Avenue, Knoxville, TN 37916., 865-971-1971
University Center: 1502 W. Cumberland Ave., Knoxville, TN, 865-971-1971
UT Medical Center Branch: 1924 Alcoa Highway, Knoxville, TN 37920., 865-305-6691
Franklin Square Branch: 9700 Kingston Pike, Suite 24, Knoxville, TN 37922., 865-971-1971
Emory Road Branch 707 East Emory Road, Knoxville, TN 37938, 865-971-1971
103 Hurt Street, Martin, TN 38237., 731-587-5451
910 Madison Ave, Suite 100, Memphis, TN 38103., 901-448-3600

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