2nd Chance Checking of Smart Financial Credit Union – Houston, TX

Smart Financial Credit UnionSmart Financial Credit Union’s Smart Chance Checking comes as a second chance banking service especially for the members who have a poor Chexsystems report. The checking account requires an opening deposit of $50 and a monthly service fee of $10. If you plan to transfer the account to a traditional checking after 1 year’s successful management, there is an account transition fee of $25 will be required.

Other Checking Options:

  • Freedom Checking
  • Superior Checking
  • Free Checking
  • Smart Scholars Checking
  • College Advantage Program (CAP) Checking

Back to the list of 2nd Chance Banks and Credit Unions in Texas.


Website: https://www.smartcu.org
Tel: 713-850-1600, 800-392-5084
E-mail: infomain@smartcu.org


4615 Southwest Freeway, Suite 310, Houston, TX 77027
2050 Space Park Dr, Houston, TX 77058
9810 Highway 90A, Sugar Land, TX 77478
4411 South Wayside Dr., Houston, TX 77087
3201 West Davis (Hwy. 105), Conroe, TX 77304
6900 Almeda Road , Houston , TX 77030
2002 Holcombe Boulevard, Houston, TX 77030
4605 Southwest Freeway, Suite 100, Houston, TX 77027
1315 St. Joseph Parkway, Houston, TX 77002
8582 Katy Freeway, Suite 101, Houston, TX 77024
2510 North Loop West, Houston, TX 77092
1120 Kingwood Dr., Kingwood, TX 77339
602 Rayford Road, Spring, TX 77386
5200 FM 2920, Suite 100, Spring, TX 77388
520 FM 1960 East @ Imperial Valley, Houston, TX 77073

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